American Express is driving innovation in payments and Pay with Bank transfer (PwBt) reflects our commitment to delivering choice for UK consumers and businesses through new ways to pay. Leveraging Open Banking regulation, PwBt is another way American Express is offering digital-first solutions to customers, when paying for goods and services online, in-store or on the go.

This payment method provides customers a simple, speedy and secure way to pay, directly from their bank account, whether or not they are an American Express Cardmember. Merchants benefit from cost savings and increased efficiencies in financial reconciliation through an innovative payment method from a trusted global provider.

PwBt backs customer choice. By accepting PwBT, merchants are giving their customers the choice to pay in the way they feel most comfortable